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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,152 | $100,938+54.7% | $90,461+72.6% | $158,982-1.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.80% | 1727.20%-1710.4pp | 1294.76%-1278.0pp | 302.99%-286.2pp |
| Employer contribution / active EE | $3,212 | $3,691-13.0% | $3,264-1.6% | $4,763-32.6% |
| Participant deferral / active EE | $3,502 | $4,350-19.5% | $3,964-11.7% | $5,983-41.5% |
| Admin fee / account holder | $1,127 | $6,510-82.7% | $5,617-79.9% | $11,252-90.0% |