See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 04-2675571 | Advisory (Participants) | $38,880 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $5,939 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,433 | $59,417+53.9% | $93,606-2.3% | $74,495+22.7% |
| Participation rate | 65.5% | 59.7%+5.8pp | 68.7%-3.2pp | 67.2%-1.7pp |
| Annual return | 16.06% | 81.83%-65.8pp | 133.20%-117.1pp | 1364.94%-1348.9pp |
| Employer contribution / active EE | $1,262 | $1,264-0.1% | $2,420-47.8% | $2,623-51.9% |
| Participant deferral / active EE | $4,158 | $3,050+36.3% | $4,411-5.7% | $4,346-4.3% |
| Admin fee / account holder | $413 | $3,021-86.3% | $8,285-95.0% | $1,942-78.7% |