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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,964 | $176,794-79.1% | $146,647-74.8% | $167,553-77.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 13.30% | 24.04%-10.7pp | 22.75%-9.4pp | 478.89%-465.6pp |
| Employer contribution / active EE | $500 | $5,161-90.3% | $4,137-87.9% | $4,840-89.7% |
| Participant deferral / active EE | $2,875 | $6,440-55.4% | $5,506-47.8% | $6,343-54.7% |
| Admin fee / account holder | $394 | $13,262-97.0% | $10,281-96.2% | $12,316-96.8% |