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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,124 | $166,242+46.2% | $165,071+47.3% | $145,884+66.7% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 14.70% | 100.44%-85.7pp | 70.17%-55.5pp | 551.85%-537.1pp |
| Employer contribution / active EE | $2,247 | $5,283-57.5% | $4,347-48.3% | $4,662-51.8% |
| Participant deferral / active EE | $8,899 | $6,964+27.8% | $6,035+47.4% | $6,690+33.0% |
| Admin fee / account holder | $19,756 | $16,658+18.6% | $12,695+55.6% | $13,392+47.5% |