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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,865 | $61,605+83.2% | $112,273+0.5% | $75,173+50.1% |
| Participation rate | 48.8% | 61.7%-12.9pp | 72.4%-23.7pp | 67.2%-18.4pp |
| Annual return | 15.94% | 28.47%-12.5pp | 30.23%-14.3pp | 160.72%-144.8pp |
| Employer contribution / active EE | $607 | $2,015-69.9% | $3,431-82.3% | $2,671-77.3% |
| Participant deferral / active EE | $2,457 | $3,108-21.0% | $4,800-48.8% | $4,126-40.5% |
| Admin fee / account holder | $101 | $4,862-97.9% | $7,752-98.7% | $5,651-98.2% |