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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,414 | $65,555-75.0% | $86,216-81.0% | $75,173-78.2% |
| Participation rate | 73.1% | 60.5%+12.6pp | 69.0%+4.1pp | 67.2%+5.9pp |
| Annual return | 20.28% | 46.07%-25.8pp | 1169.42%-1149.1pp | 160.72%-140.4pp |
| Employer contribution / active EE | $2,587 | $1,553+66.5% | $2,382+8.6% | $2,671-3.2% |
| Participant deferral / active EE | $1,775 | $3,023-41.3% | $3,986-55.5% | $4,126-57.0% |
| Admin fee / account holder | $583 | $5,469-89.3% | $6,853-91.5% | $5,651-89.7% |