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Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,389 | $55,453+79.2% | $170,435-41.7% | $62,293+59.6% |
| Participation rate | 83.6% | 66.4%+17.3pp | 83.6%0pp | 69.5%+14.1pp |
| Annual return | 11.00% | 21.38%-10.4pp | 205.94%-194.9pp | 28.90%-17.9pp |
| Employer contribution / active EE | $3,554 | $2,164+64.2% | $5,432-34.6% | $2,042+74.0% |
| Participant deferral / active EE | $3,471 | $2,303+50.8% | $4,939-29.7% | $3,169+9.5% |
| Admin fee / account holder | $14 | $455-96.9% | $13,881-99.9% | $479-97.1% |