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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,067 | $100,194+195.5% | $122,979+140.7% | $86,983+240.4% |
| Participation rate | 89.8% | 73.0%+16.8pp | 77.2%+12.6pp | 69.5%+20.3pp |
| Annual return | 15.63% | 16.47%-0.8pp | 20.12%-4.5pp | 25.83%-10.2pp |
| Employer contribution / active EE | $6,978 | $2,326+200.0% | $3,062+127.9% | $2,584+170.0% |
| Participant deferral / active EE | $6,025 | $4,133+45.8% | $5,003+20.4% | $4,194+43.7% |
| Admin fee / account holder | $9,136 | $10,148-10.0% | $12,864-29.0% | $7,856+16.3% |