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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,274 | $91,536+104.6% | $130,062+44.0% | $75,177+149.1% |
| Participation rate | 71.1% | 71.5%-0.4pp | 78.5%-7.4pp | 67.2%+3.9pp |
| Annual return | 12.42% | -631.62%+644.0pp | -137.37%+149.8pp | 160.75%-148.3pp |
| Employer contribution / active EE | $1,979 | $2,845-30.4% | $4,322-54.2% | $2,671-25.9% |
| Participant deferral / active EE | $3,731 | $4,343-14.1% | $5,821-35.9% | $4,126-9.6% |
| Admin fee / account holder | $13,427 | $6,780+98.1% | $10,601+26.7% | $5,651+137.6% |