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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,058 | $81,276-83.9% | $155,574-91.6% | $80,925-83.9% |
| Participation rate | 57.1% | 66.2%-9.1pp | 78.2%-21.1pp | 67.7%-10.5pp |
| Annual return | 12.32% | 33.36%-21.0pp | 64.87%-52.5pp | 35.65%-23.3pp |
| Employer contribution / active EE | $697 | $3,103-77.5% | $4,676-85.1% | $2,756-74.7% |
| Participant deferral / active EE | $913 | $3,453-73.6% | $5,629-83.8% | $4,299-78.8% |
| Admin fee / account holder | $328 | $7,993-95.9% | $15,914-97.9% | $6,940-95.3% |