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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,969 | $53,546+51.2% | $69,884+15.9% | $68,486+18.2% |
| Participation rate | 100.0% | 64.5%+35.5pp | 70.5%+29.5pp | 67.9%+32.1pp |
| Annual return | -11.68% | -13.87%+2.2pp | 190.81%-202.5pp | -7.85%-3.8pp |
| Employer contribution / active EE | -$421 | $2,019-120.8% | $2,560-116.4% | $2,597-116.2% |
| Participant deferral / active EE | $1,959 | $2,957-33.7% | $3,848-49.1% | $4,028-51.4% |
| Admin fee / account holder | $1,226 | $4,693-73.9% | $6,266-80.4% | $5,404-77.3% |