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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,543 | $67,894+49.6% | $89,340+13.7% | $82,448+23.2% |
| Participation rate | 86.7% | 64.0%+22.6pp | 69.6%+17.1pp | 68.1%+18.6pp |
| Annual return | 15.97% | 19.21%-3.2pp | 20.57%-4.6pp | 41.64%-25.7pp |
| Employer contribution / active EE | $3,336 | $1,828+82.5% | $2,231+49.5% | $2,551+30.8% |
| Participant deferral / active EE | $1,258 | $3,072-59.1% | $3,823-67.1% | $4,139-69.6% |
| Admin fee / account holder | $3,003 | $5,723-47.5% | $6,704-55.2% | $7,234-58.5% |