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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,657 | $52,279+140.4% | $89,435+40.5% | $79,856+57.4% |
| Participation rate | 95.5% | 57.5%+38.0pp | 68.0%+27.5pp | 69.6%+25.9pp |
| Annual return | 12.77% | 22.16%-9.4pp | 245.55%-232.8pp | 31.71%-18.9pp |
| Employer contribution / active EE | $1,309 | $1,572-16.7% | $2,587-49.4% | $2,471-47.0% |
| Participant deferral / active EE | $5,278 | $2,740+92.6% | $3,890+35.7% | $3,741+41.1% |
| Admin fee / account holder | $3,687 | $3,356+9.8% | $4,884-24.5% | $5,306-30.5% |