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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,504 | $107,363+139.8% | $92,909+177.2% | $152,897+68.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 23.11% | 145.63%-122.5pp | 109.44%-86.3pp | 345.43%-322.3pp |
| Employer contribution / active EE | $21,736 | $4,222+414.8% | $3,653+495.0% | $4,764+356.3% |
| Participant deferral / active EE | $7,079 | $4,848+46.0% | $4,238+67.0% | $5,851+21.0% |
| Admin fee / account holder | $554 | $7,082-92.2% | $5,795-90.4% | $11,599-95.2% |