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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,173 | $78,690-75.6% | $161,489-88.1% | $87,485-78.1% |
| Participation rate | 82.5% | 67.5%+15.0pp | 78.7%+3.8pp | 68.9%+13.6pp |
| Annual return | 11.42% | 32.74%-21.3pp | 89.72%-78.3pp | 26.06%-14.6pp |
| Employer contribution / active EE | $1,969 | $2,588-23.9% | $4,268-53.9% | $2,596-24.1% |
| Participant deferral / active EE | $1,620 | $3,311-51.1% | $5,630-71.2% | $4,274-62.1% |
| Admin fee / account holder | $2,190 | $6,724-67.4% | $16,006-86.3% | $7,775-71.8% |