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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,173 | $76,407-74.9% | $150,298-87.2% | $82,448-76.7% |
| Participation rate | 82.5% | 66.4%+16.1pp | 77.8%+4.7pp | 68.1%+14.4pp |
| Annual return | 11.42% | 39.99%-28.6pp | 62.79%-51.4pp | 41.64%-30.2pp |
| Employer contribution / active EE | $1,969 | $2,614-24.7% | $4,154-52.6% | $2,551-22.8% |
| Participant deferral / active EE | $1,620 | $3,214-49.6% | $5,453-70.3% | $4,139-60.9% |
| Admin fee / account holder | $2,190 | $6,352-65.5% | $14,116-84.5% | $7,234-69.7% |