Filed October 29, 2025 (most recent of 2 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,859 | $65,434+54.1% | $98,483+2.4% | $85,847+17.5% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 11.25% | 21.75%-10.5pp | 1494.38%-1483.1pp | 318.61%-307.4pp |
| Employer contribution / active EE | $4,252 | $2,169+96.1% | $2,961+43.6% | $2,565+65.8% |
| Participant deferral / active EE | $3,787 | $3,168+19.5% | $4,276-11.4% | $3,952-4.2% |
| Admin fee / account holder | $10,079 | $4,595+119.3% | $5,953+69.3% | $6,261+61.0% |