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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,315 | $162,821-16.9% | $133,978+1.0% | $158,982-14.9% |
| Participation rate | 81.8% | 83.2%-1.4pp | 79.8%+2.0pp | 82.0%-0.1pp |
| Annual return | 13.37% | 41.95%-28.6pp | 45.10%-31.7pp | 302.99%-289.6pp |
| Employer contribution / active EE | $7,960 | $4,976+60.0% | $3,919+103.1% | $4,763+67.1% |
| Participant deferral / active EE | $1,899 | $5,910-67.9% | $5,047-62.4% | $5,983-68.3% |
| Admin fee / account holder | $2,598 | $11,742-77.9% | $8,930-70.9% | $11,252-76.9% |