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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,048 | $98,463+44.3% | $119,258+19.1% | $85,847+65.5% |
| Participation rate | 97.4% | 77.6%+19.8pp | 82.7%+14.7pp | 69.3%+28.0pp |
| Annual return | 11.32% | 38.53%-27.2pp | 30.69%-19.4pp | 318.61%-307.3pp |
| Employer contribution / active EE | $4,579 | $3,698+23.8% | $4,384+4.4% | $2,565+78.5% |
| Participant deferral / active EE | $7,714 | $4,942+56.1% | $6,111+26.2% | $3,952+95.2% |
| Admin fee / account holder | $24,587 | $7,493+228.1% | $7,226+240.3% | $6,261+292.7% |