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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $51,461 |
MONETA GROUP LLC3 years Filed as: MONETA GROUP INVESTMENT Service code 27 · EIN 20-1903821 | Advisory (Plan) | $21,245 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,689 | $42,548+75.5% | $74,551+0.2% | $56,289+32.7% |
| Participation rate | 88.1% | 60.5%+27.6pp | 69.1%+19.0pp | 69.9%+18.2pp |
| Annual return | -5.88% | 12.40%-18.3pp | 32.53%-38.4pp | -9.96%+4.1pp |
| Employer contribution / active EE | $623 | $855-27.1% | $1,961-68.2% | $2,111-70.5% |
| Participant deferral / active EE | $2,712 | $2,277+19.1% | $3,108-12.7% | $3,350-19.0% |
| Admin fee / account holder | $547 | $467+17.0% | $5,059-89.2% | $521+4.9% |