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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,577 | $109,905-61.3% | $98,506-56.8% | $167,553-74.6% |
| Participation rate | 69.6% | 75.8%-6.3pp | 73.3%-3.8pp | 82.1%-12.5pp |
| Annual return | 12.10% | 1960.20%-1948.1pp | 1494.92%-1482.8pp | 478.89%-466.8pp |
| Employer contribution / active EE | $1,681 | $3,226-47.9% | $2,961-43.2% | $4,840-65.3% |
| Participant deferral / active EE | $2,452 | $4,674-47.5% | $4,277-42.7% | $6,343-61.3% |
| Admin fee / account holder | $14,375 | $6,760+112.6% | $5,955+141.4% | $12,316+16.7% |