Retirement plan

LIQUOR AND ALLIED WORKERS UNION LOCAL NO. 3, EMP

Name: TRUSTEES OF LIQUOR AND ALLIED WKRS UNION, LOCAL 3 EMP DEFERRED COMP - LIQUOR AND ALLIED WORKERS UNION LOCAL NO. 3, EMP (2015) Form 5500
Creator: TRUSTEES OF LIQUOR AND ALLIED WKRS UNION, LOCAL 3 EMP DEFERRED COMP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LIQUOR AND ALLIED WORKERS UNION LOCAL NO. 3, EMP, TRUSTEES OF LIQUOR AND ALLIED WKRS UNION, LOCAL 3 EMP DEFERRED COMP

TRUSTEES OF LIQUOR AND ALLIED WKRS UNION, LOCAL 3 EMP DEFERRED COMPEIN 36-7270398Plan #001PY 2015

1640 W. VAN BUREN STREET - CHICAGO, IL 60612312-243-4300

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$132.3M

-11.0% from 2016

Total participants

2,346

+0.2% from 2016

Average account balance

$56,406

-11.2% from 2016

Annual return

1.90%

-4.36 pp from 2016

Benchmarks

See 217 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort217 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$331.74M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$116K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,869

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$18.28M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.36%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$164

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
LOCAL 3 SALES PENSION1+ years Service code 99 · EIN 36-6527340	Other Fees	$109,195
CALIBRE CPA GROUP PLLC1+ years Service code 10 · EIN 47-0900880	Accounting	$20,400
VOYA RETIREMENT INSURANCE & ANNUITY1+ years Filed as: VOYA LIFE INSURANCE AND ANNUITY CO Service code 27 · EIN 71-0294708	Advisory (Plan)	$10,195
HARTMAN & ASSOCIATES1+ years Service code 11 · EIN 38-3951802 29 S LA SALLE ST 735 · CHICAGO, IL 60603	Actuarial	$5,679
BENEFIT SERVICES INC1+ years Service code 22	Insurance Broker	$0
ELITE ADMINISTRATION1+ years Filed as: ELITE ADMINISTRATION & INSURANCE Service code 23 · EIN 36-2238689	Insurance services	$0
MORNINGSTAR1+ years Service code 27 · EIN 36-3297908	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$179K

$131 / participant

Other / not subdivided$179K100.0%

% of EOY assets

0.135%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CALIBRE CPA GROUP, PLLC
Auditor EIN: 470900880
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,406

$74,498-24.3%

$94,229-40.1%

$59,188-4.7%

Participation rate

100.0%

76.8%+23.2pp

78.8%+21.2pp

69.4%+30.6pp

Annual return

1.90%

2.76%-0.9pp

10.68%-8.8pp

5.51%-3.6pp

Employer contribution / active EE

$5,594

$2,077+169.3%

$3,587+56.0%

$2,098+166.6%

Participant deferral / active EE

$5,276

$3,433+53.7%

$4,320+22.1%

$3,265+61.6%

Admin fee / account holder

$76

$103-25.9%

$6,269-98.8%

$92-17.3%

Provider

Service type

Compensation

LOCAL 3 SALES PENSION1+ years

Service code 99 · EIN 36-6527340

Other Fees

$109,195

CALIBRE CPA GROUP PLLC1+ years

Service code 10 · EIN 47-0900880

Accounting

$20,400

VOYA RETIREMENT INSURANCE & ANNUITY1+ years

Filed as: VOYA LIFE INSURANCE AND ANNUITY CO

Service code 27 · EIN 71-0294708

Advisory (Plan)

$10,195

HARTMAN & ASSOCIATES1+ years

Service code 11 · EIN 38-3951802

29 S LA SALLE ST 735 · CHICAGO, IL 60603

Actuarial

$5,679

BENEFIT SERVICES INC1+ years

Service code 22

Insurance Broker

ELITE ADMINISTRATION1+ years

Filed as: ELITE ADMINISTRATION & INSURANCE

Service code 23 · EIN 36-2238689

Insurance services

MORNINGSTAR1+ years

Service code 27 · EIN 36-3297908

Advisory (Plan)

LIQUOR AND ALLIED WORKERS UNION LOCAL NO. 3, EMP

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LIQUOR AND ALLIED WORKERS UNION LOCAL NO. 3, EMP

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion