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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,735 | $198,457-62.3% | $170,435-56.2% | $147,586-49.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 3.28% | 257.30%-254.0pp | 205.94%-202.7pp | 578.59%-575.3pp |
| Employer contribution / active EE | $5,079 | $6,183-17.9% | $5,432-6.5% | $4,876+4.2% |
| Participant deferral / active EE | $1,818 | $5,629-67.7% | $4,939-63.2% | $5,439-66.6% |
| Admin fee / account holder | $35,272 | $16,852+109.3% | $13,881+154.1% | $10,886+224.0% |