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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,708 | $56,200+13.4% | $67,653-5.8% | $59,633+6.8% |
| Participation rate | 88.5% | 71.5%+17.0pp | 75.7%+12.8pp | 68.7%+19.8pp |
| Annual return | -0.46% | 18506.71%-18507.2pp | 6625.22%-6625.7pp | 2041.40%-2041.9pp |
| Employer contribution / active EE | $7,630 | $1,615+372.6% | $2,266+236.8% | $2,203+246.4% |
| Participant deferral / active EE | $714 | $2,843-74.9% | $3,560-79.9% | $3,192-77.6% |
| Admin fee / account holder | $453 | $3,959-88.6% | $4,821-90.6% | $4,297-89.5% |