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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,356 | $150,446-35.3% | $136,297-28.6% | $147,585-34.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.26% | 1049.14%-1033.9pp | 5156.19%-5140.9pp | 578.58%-563.3pp |
| Employer contribution / active EE | $3,490 | $5,256-33.6% | $4,696-25.7% | $4,876-28.4% |
| Participant deferral / active EE | $3,726 | $6,631-43.8% | $6,247-40.4% | $5,439-31.5% |
| Admin fee / account holder | $2,312 | $10,906-78.8% | $9,244-75.0% | $10,886-78.8% |