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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $1,227 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,436 | $59,220-70.6% | $96,572-81.9% | $79,389-78.0% |
| Participation rate | 51.8% | 61.9%-10.1pp | 69.8%-18.0pp | 70.7%-18.9pp |
| Annual return | 13.97% | 27.08%-13.1pp | 37.79%-23.8pp | 116.89%-102.9pp |
| Employer contribution / active EE | $0 | $1,216-100.0% | $2,357-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $1,597 | $2,948-45.8% | $3,850-58.5% | $4,046-60.5% |
| Admin fee / account holder | $20 | $659-96.9% | $6,183-99.7% | $626-96.8% |