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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,547 | $102,429+215.9% | $147,096+120.0% | $80,925+299.8% |
| Participation rate | 90.0% | 75.9%+14.1pp | 82.2%+7.8pp | 67.7%+22.3pp |
| Annual return | 23.82% | 135.02%-111.2pp | 419.75%-395.9pp | 35.65%-11.8pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $12,920 | $6,649+94.3% | $8,071+60.1% | $4,299+200.5% |
| Admin fee / account holder | $7,249 | $7,957-8.9% | $13,005-44.3% | $6,940+4.5% |