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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,824 | $106,749+261.4% | $145,433+165.3% | $82,448+368.0% |
| Participation rate | 86.4% | 75.6%+10.7pp | 82.1%+4.2pp | 68.1%+18.3pp |
| Annual return | 16.84% | 27.59%-10.7pp | 66.58%-49.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $13,205 | $6,519+102.6% | $7,897+67.2% | $4,139+219.0% |
| Admin fee / account holder | $10,327 | $8,390+23.1% | $13,129-21.3% | $7,234+42.7% |