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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,547 | $102,422+215.9% | $147,117+119.9% | $80,959+299.6% |
| Participation rate | 90.0% | 75.9%+14.1pp | 82.2%+7.8pp | 67.7%+22.3pp |
| Annual return | 23.82% | 135.16%-111.3pp | 420.54%-396.7pp | 35.67%-11.8pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $12,920 | $6,652+94.2% | $8,065+60.2% | $4,300+200.4% |
| Admin fee / account holder | $7,249 | $7,953-8.9% | $12,993-44.2% | $6,925+4.7% |