Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERICAN UNITED LIFE INSURANCE CO. Service code 38 · EIN 35-0145825 | Participant Communication | $10,192 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,050 | $55,449-89.1% | $83,830-92.8% | $56,287-89.3% |
| Participation rate | 90.5% | 68.0%+22.5pp | 76.1%+14.4pp | 69.9%+20.7pp |
| Annual return | 317.66% | -1.38%+319.0pp | 850.97%-533.3pp | -9.96%+327.6pp |
| Employer contribution / active EE | $338 | $2,430-86.1% | $3,631-90.7% | $2,111-84.0% |
| Participant deferral / active EE | $4,227 | $2,935+44.0% | $4,082+3.5% | $3,350+26.2% |
| Admin fee / account holder | $4 | $656-99.4% | $5,479-99.9% | $521-99.2% |