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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,427 | $73,848-77.8% | $143,799-88.6% | $68,486-76.0% |
| Participation rate | 96.3% | 66.7%+29.6pp | 80.3%+16.0pp | 67.9%+28.4pp |
| Annual return | 2.65% | 0.91%+1.7pp | -0.04%+2.7pp | -7.85%+10.5pp |
| Employer contribution / active EE | $1,250 | $3,184-60.7% | $4,952-74.7% | $2,597-51.8% |
| Participant deferral / active EE | $9,395 | $3,385+177.6% | $5,638+66.6% | $4,028+133.3% |
| Admin fee / account holder | $1,383 | $5,755-76.0% | $14,677-90.6% | $5,404-74.4% |