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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,603 | $146,267+85.0% | $197,124+37.3% | $82,448+228.2% |
| Participation rate | 91.5% | 84.0%+7.5pp | 86.7%+4.8pp | 68.1%+23.4pp |
| Annual return | 15.02% | 29.61%-14.6pp | 44.34%-29.3pp | 41.64%-26.6pp |
| Employer contribution / active EE | $11,916 | $4,723+152.3% | $6,227+91.4% | $2,551+367.1% |
| Participant deferral / active EE | $16,027 | $7,035+127.8% | $9,135+75.5% | $4,139+287.2% |
| Admin fee / account holder | $14,291 | $14,422-0.9% | $16,298-12.3% | $7,234+97.5% |