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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,804 | $110,212-33.0% | $96,534-23.5% | $139,466-47.1% |
| Participation rate | 47.1% | 78.1%-31.1pp | 76.0%-28.9pp | 80.3%-33.3pp |
| Annual return | 17.37% | 26.42%-9.0pp | 25.88%-8.5pp | 373.66%-356.3pp |
| Employer contribution / active EE | $3,063 | $3,620-15.4% | $2,965+3.3% | $4,754-35.6% |
| Participant deferral / active EE | $4,314 | $5,547-22.2% | $4,851-11.1% | $6,712-35.7% |
| Admin fee / account holder | $9,406 | $11,599-18.9% | $8,253+14.0% | $11,409-17.6% |