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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,470 | $133,981+208.6% | $112,249+268.4% | $134,532+207.3% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -18.44% | 47.16%-65.6pp | 27.48%-45.9pp | 418.27%-436.7pp |
| Employer contribution / active EE | $3,408 | $4,040-15.6% | $3,636-6.3% | $4,741-28.1% |
| Participant deferral / active EE | $9,146 | $5,292+72.8% | $4,729+93.4% | $6,401+42.9% |
| Admin fee / account holder | $1,961 | $7,492-73.8% | $6,412-69.4% | $11,429-82.8% |