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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,006 | $43,075+290.0% | $74,577+125.3% | $62,881+167.2% |
| Participation rate | 82.5% | 58.1%+24.4pp | 68.1%+14.4pp | 69.3%+13.2pp |
| Annual return | 0.00% | 17.50%-17.5pp | 20.47%-20.5pp | 20.14%-20.1pp |
| Employer contribution / active EE | $2,469 | $1,498+64.8% | $2,525-2.2% | $2,281+8.2% |
| Participant deferral / active EE | $7,762 | $2,389+224.8% | $3,458+124.4% | $3,203+142.3% |
| Admin fee / account holder | $327 | $2,840-88.5% | $4,138-92.1% | $4,296-92.4% |