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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,896 | $92,219-24.2% | $76,768-9.0% | $135,379-48.4% |
| Participation rate | 50.0% | 79.8%-29.8pp | 77.0%-27.0pp | 82.6%-32.6pp |
| Annual return | 0.00% | 5.46%-5.5pp | 2.43%-2.4pp | 519.79%-519.8pp |
| Employer contribution / active EE | $2,688 | $3,216-16.4% | $2,485+8.1% | $4,779-43.8% |
| Participant deferral / active EE | $4,233 | $4,508-6.1% | $3,852+9.9% | $5,609-24.5% |
| Admin fee / account holder | $230 | $10,749-97.9% | $6,675-96.6% | $10,828-97.9% |