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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,684 | $95,453-57.4% | $112,040-63.7% | $82,448-50.7% |
| Participation rate | 70.1% | 72.8%-2.6pp | 76.5%-6.4pp | 68.1%+2.1pp |
| Annual return | 37.54% | 23.92%+13.6pp | 24.52%+13.0pp | 41.64%-4.1pp |
| Employer contribution / active EE | $3,878 | $2,318+67.3% | $2,954+31.3% | $2,551+52.0% |
| Participant deferral / active EE | $6,447 | $4,224+52.6% | $5,098+26.5% | $4,139+55.8% |
| Admin fee / account holder | $1,846 | $9,013-79.5% | $12,098-84.7% | $7,234-74.5% |