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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $9,287 |
REGIONS BANK1 year Filed as: REGIONS BANK DBA REGIONS TRUST Service code 15 · EIN 63-0371391 | Recordkeeping | $5,306 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,346 | $80,177-70.9% | $123,894-81.2% | $57,658-59.5% |
| Participation rate | 39.0% | 74.4%-35.5pp | 81.4%-42.5pp | 70.2%-31.3pp |
| Annual return | 13.76% | 17.90%-4.1pp | 47.52%-33.8pp | 5.13%+8.6pp |
| Employer contribution / active EE | $167 | $2,913-94.3% | $4,617-96.4% | $1,974-91.5% |
| Participant deferral / active EE | $2,993 | $5,130-41.7% | $5,984-50.0% | $3,061-2.2% |
| Admin fee / account holder | $6 | $106-94.8% | $8,357-99.9% | $95-94.2% |