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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,493 | $162,812-75.1% | $133,971-69.8% | $158,966-74.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 17.86% | 41.94%-24.1pp | 45.09%-27.2pp | 302.95%-285.1pp |
| Employer contribution / active EE | $0 | $4,976-100.0% | $3,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $15,176 | $5,910+156.8% | $5,047+200.7% | $5,983+153.6% |
| Admin fee / account holder | $558 | $11,741-95.3% | $8,929-93.8% | $11,250-95.0% |