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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,166 | $106,005-18.7% | $92,239-6.6% | $147,585-41.6% |
| Participation rate | 57.1% | 80.4%-23.3pp | 76.5%-19.3pp | 82.8%-25.7pp |
| Annual return | 14.93% | 50.05%-35.1pp | 176.29%-161.4pp | 578.58%-563.6pp |
| Employer contribution / active EE | $2,861 | $4,333-34.0% | $3,680-22.2% | $4,876-41.3% |
| Participant deferral / active EE | $6,162 | $4,478+37.6% | $3,897+58.1% | $5,439+13.3% |
| Admin fee / account holder | $26,334 | $6,333+315.8% | $5,194+407.0% | $10,886+141.9% |