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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,268 | $58,828-18.0% | $78,002-38.1% | $62,881-23.2% |
| Participation rate | 57.7% | 71.1%-13.4pp | 75.5%-17.8pp | 69.3%-11.6pp |
| Annual return | 6.00% | 17.16%-11.2pp | 425.99%-420.0pp | 20.14%-14.1pp |
| Employer contribution / active EE | $1,099 | $1,672-34.3% | $2,470-55.5% | $2,281-51.8% |
| Participant deferral / active EE | $1,499 | $2,686-44.2% | $3,497-57.1% | $3,203-53.2% |
| Admin fee / account holder | $2,508 | $4,393-42.9% | $5,481-54.2% | $4,296-41.6% |