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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,082 | $202,440-26.9% | $169,390-12.6% | $139,466+6.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 7.10% | 532.36%-525.3pp | 406.07%-399.0pp | 373.66%-366.6pp |
| Employer contribution / active EE | $1,055 | $4,693-77.5% | $4,013-73.7% | $4,754-77.8% |
| Participant deferral / active EE | $6,164 | $6,940-11.2% | $6,222-0.9% | $6,712-8.2% |
| Admin fee / account holder | $1,464 | $10,722-86.3% | $9,015-83.8% | $11,409-87.2% |