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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,081 | $210,698-18.3% | $178,014-3.3% | $145,959+17.9% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 10.95% | 386.27%-375.3pp | 294.80%-283.9pp | 561.95%-551.0pp |
| Employer contribution / active EE | $580 | $4,567-87.3% | $3,950-85.3% | $4,661-87.5% |
| Participant deferral / active EE | $9,803 | $6,958+40.9% | $6,276+56.2% | $6,689+46.6% |
| Admin fee / account holder | $1,690 | $12,016-85.9% | $10,362-83.7% | $13,398-87.4% |