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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,766 | $47,848-44.1% | $81,473-67.1% | $70,126-61.8% |
| Participation rate | 94.6% | 58.3%+36.3pp | 68.0%+26.6pp | 69.5%+25.0pp |
| Annual return | 9.65% | 27.25%-17.6pp | 38.78%-29.1pp | 73.15%-63.5pp |
| Employer contribution / active EE | $533 | $1,527-65.1% | $2,568-79.3% | $2,343-77.3% |
| Participant deferral / active EE | $1,576 | $2,453-35.7% | $3,537-55.4% | $3,332-52.7% |
| Admin fee / account holder | $8,163 | $3,145+159.6% | $4,561+79.0% | $4,645+75.7% |