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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,845 | $77,920-75.8% | $149,723-87.4% | $75,177-74.9% |
| Participation rate | 64.7% | 65.6%-0.9pp | 78.8%-14.1pp | 67.2%-2.5pp |
| Annual return | 80.99% | 31.72%+49.3pp | 134.50%-53.5pp | 160.75%-79.8pp |
| Employer contribution / active EE | $1,213 | $3,138-61.3% | $4,821-74.8% | $2,671-54.6% |
| Participant deferral / active EE | $3,405 | $3,411-0.2% | $5,682-40.1% | $4,126-17.5% |
| Admin fee / account holder | $121 | $5,951-98.0% | $13,215-99.1% | $5,651-97.9% |