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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,300 | $168,636+45.5% | $147,618+66.2% | $125,388+95.6% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -0.40% | 77.65%-78.0pp | 61.98%-62.4pp | 282.24%-282.6pp |
| Employer contribution / active EE | $12,725 | $6,252+103.5% | $5,565+128.7% | $4,866+161.5% |
| Participant deferral / active EE | $9,560 | $5,507+73.6% | $4,895+95.3% | $5,352+78.6% |
| Admin fee / account holder | $65,090 | $13,580+379.3% | $11,612+460.6% | $9,541+582.2% |