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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,948 | $150,447-24.9% | $136,298-17.1% | $147,586-23.5% |
| Participation rate | 33.3% | 84.4%-51.1pp | 81.9%-48.6pp | 82.8%-49.5pp |
| Annual return | 18.85% | 1049.15%-1030.3pp | 5156.27%-5137.4pp | 578.59%-559.7pp |
| Employer contribution / active EE | $15,896 | $5,256+202.4% | $4,696+238.5% | $4,876+226.0% |
| Participant deferral / active EE | $4,367 | $6,631-34.1% | $6,247-30.1% | $5,439-19.7% |
| Admin fee / account holder | $7,083 | $10,906-35.1% | $9,244-23.4% | $10,886-34.9% |