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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,025 | $133,981-90.3% | $112,249-88.4% | $134,532-90.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.77% | 47.16%-67.9pp | 27.48%-48.2pp | 418.27%-439.0pp |
| Employer contribution / active EE | $3,738 | $4,040-7.5% | $3,636+2.8% | $4,741-21.2% |
| Participant deferral / active EE | $7,726 | $5,292+46.0% | $4,729+63.4% | $6,401+20.7% |
| Admin fee / account holder | $839 | $7,492-88.8% | $6,412-86.9% | $11,429-92.7% |