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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,351 | $115,911+59.9% | $100,530+84.4% | $158,950+16.6% |
| Participation rate | 80.0% | 81.6%-1.6pp | 79.4%+0.6pp | 82.0%-2.0pp |
| Annual return | 87.67% | 34.80%+52.9pp | 30.89%+56.8pp | 302.91%-215.2pp |
| Employer contribution / active EE | $6,925 | $4,104+68.7% | $3,418+102.6% | $4,762+45.4% |
| Participant deferral / active EE | $11,108 | $6,676+66.4% | $6,271+77.1% | $5,983+85.7% |
| Admin fee / account holder | $1,715 | $10,999-84.4% | $8,083-78.8% | $11,248-84.8% |