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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,233 | $160,040+130.1% | $147,096+150.3% | $145,877+152.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.94% | 98.49%-79.6pp | 419.75%-400.8pp | 551.28%-532.3pp |
| Employer contribution / active EE | $7,313 | $5,289+38.3% | $4,936+48.2% | $4,663+56.8% |
| Participant deferral / active EE | $13,038 | $8,429+54.7% | $8,071+61.5% | $6,691+94.9% |
| Admin fee / account holder | $10,484 | $15,050-30.3% | $13,005-19.4% | $13,402-21.8% |