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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,426 | $88,815+5.2% | $81,882+14.1% | $145,897-36.0% |
| Participation rate | 77.8% | 75.1%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 11.79% | 1033.75%-1022.0pp | 779.47%-767.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $2,946 | $3,086-4.5% | $2,916+1.0% | $4,663-36.8% |
| Participant deferral / active EE | $9,043 | $4,647+94.6% | $4,323+109.2% | $6,689+35.2% |
| Admin fee / account holder | $2,608 | $8,434-69.1% | $7,360-64.6% | $13,390-80.5% |